Friday, October 22, 2010

potential millionaire

i'd like to share a little quiz designed by adam khoo, a singaporean self-made millionaire by age 26. (ang galing diba?) this will help you see if you have the potential to become a millionaire.


(from http://www.adamkhoowealth.com)




Millionaire Potential Assessment
This assessment is designed to help you discover if you currently possess the attitude and aptitude to be financially successful. There are no right or wrong answers. Please circle the answer that describes you the most.
1) How Do You Honestly Feel About Rich People?
a) I don’t like rich people.
b) They intimidate me. I feel inferior to them
c) I respect them but feel that they are very different from me
d) I respect them a lot and know that I deserve to be like them
2) When People Reject You And Tell You That You Cannot Do Something, How Do You React?
a) I accept it and feel bad
b) I get angry and throw a tantrum
c) I will give it another try with more doubt
d) I get even more excited to prove them wrong. I never take ‘no’ for an answer.
3) How Do You Feel About Borrowing $500,000 to Invest in a Money Making/ Business Opportunity?
a) I will never borrow to invest. It’s too risky.
b) I will borrow $10,000-$20,000 at the most. Anything more and I will not be able to sleep at night.
c) Even if it is a credible and worthwhile investment, having a $500,000 liability will give me a lot of stress
d) With enough planning and risk management, I will have the confidence to do it.
4) How Much Do You Want To Increase Your Income By In The Next 12 Months?
a) Ten percent increase
b) Fifty percent increase
c) Double by income
d) Five to ten times increase
5) What is Your Attitude Towards Money?
a) I am afraid having too much money might change me
b) It’s nice to have more money but I am happy where I am
c) I wish I had more money but I am afraid of all he sacrifices I must make to get it
d) I get excited about how having lots of money can make life better for me and the people around me
6) How Do You Feel About Working?
a) I hate working.
b) I do not mind working, but I rather relax
c) Work is okay. I don’t mind working hard to make money.
d) I love working. Work is like play to me.
7) How Do You Usually React When You Go Through a Huge Defeat or Failure?
a) I feel so demoralized that I wouldn’t dare another attempt
b) I will take some time to get over it. I may try again later.
c) I will give it another try, but with much less confidence
d) I quickly learn from my mistakes and bounce back with as much enthusiasm and confidence.
8) When You Face Big Problems In Life or Work, Do You:
a) Ignore it and hope it will go away?
b) Complain why things are so difficult
c) Get someone else to deal with it
d) Get excited about solving it
9) How much time do you spend each day reading and analyzing financial news and managing your finances/investments?
a) None at all
b) Less than half an hour
c) Half and hour to two hours
d) Two hours or more
10) How much money do you invest on business & financial books, seminars and consultancy annually?
a) None at all
b) Less than $500 a year
c) $500-$2,500
d) More than $2,500

11) What Are Your Money Habits?

a) I tend to spend more than what I earn, using credit to finance my expenditures
b) I spend whatever I earn. I live from paycheck to paycheck
c) I try to save whatever I am left with each month
d) I plan exactly how much to save and invest each month and stick to my plan
12) How Do You Usually Make Investment Decisions?
a) I don’t invest at all
b) I listen to advice from friends
c) I leave my investment decisions to stockbrokers and financial consultants
d) I get input from professionals but will only invest after doing my own thorough research. I only invest in something I fully understand,
13) What is Your General Attitude Towards People and Work?
a) I don’t like to work with people that much. I can only trust myself to do a good job
b) I trust people very easily. I believe they will never cheat or harm me.
c) I tend to feel comfortable working and being around people who are less capable than me
d) I enroll the help of highly talented people to give me input but I always make the final decision
14) What Kind of Friends Do You Spend Most of Your Time With?
a) Losers with no ambitions
b) Dreamers who lack the drive
c) Ambitious and hardworking individuals
d) Millionaires and business leaders
15) Which Statement Best Describes Your Personal Motivation?
a) I lack motivation to get started on any goals I set
b) I tend to keep procrastinating until the very last minute
c) I get motivated at first but lose my focus and drive after a while
d) When I plan to do something, I get highly motivated and never stop until it is finished
Now, calculate your score. Count the number of a’s, b’s, c’s and d’s you have chosen. Give yourself 1 point for every ‘a’, 2 points for every ‘b’, 3 points for every ‘c’ and 4 points for every ‘d’.
My Score is ___________________
INTERPRETING YOUR SCORE
If Your Score Is: 15-25
It Means: You are probably in debt or have a low net-worth You need to completely change your mindset and develop new skills to improve your financial situation
If Your Score Is: 26-35
It Means: Your net-worth is average. You may have a few thousands in savings but you are far away from making your first million.
If Your Score Is:36-45
It Means: Your net-worth is probably above average ($100,000- $300,000 in investments & assets). With some improvement, you are on your way to become a millionaire.
If Your Score Is:46-60
It Means: Excellent! You are probably a multi-millionaire, millionaire or on the way to becoming one

Tuesday, October 19, 2010

what made you smile today?

our lives aren't perfect. of course everyone has good and bad days. but here's my new ritual: in my planner, i write down what made me smile that day. it doesn't have to be a grand surprise. even simple random things can make me smile. it now serves as a reminder to me that even during the worst days, there must be something good that happened, no matter how small.

i started last oct. 6, 2010 and here's what i got so far.

What Made You Smile Today?


oct. 6 (W) - a nice, hot cup of starbucks latte
oct. 7 (H) - guy giving me his seat in the crowded bus
oct. 8 (F) - yummy beef hofan
oct. 9 (S) - talking on the phone with mom
oct. 10 (S) - body combat class
oct. 11 (M) - loading of finance-related files DONE! les mills launch! FIGHT! (definitely a good day)
oct. 12 (T) - talking on the phone with lola, YM with ate ria
oct. 13 (W) - winnie monsod's video
oct. 14 (H) - mom & my brother sleeping over at my house
oct. 15 (F) - breakfast with mom @ the coffeebean (i think she really liked it too. yummy breakfast in a cozy coffeeshop amidst high-rise buildings. sweet!). retail therapy yeah!
oct. 16 (S) - no work yeah! combat. a gift from lola. hot green tea latte.
oct. 17 (S) - sleep. kurt and rachel's rendition of "happy days are here again"
oct. 18 (M) - my brother waking up right away when i told him to. john morrison's awesome move that looked like a backflip DDT.
oct. 19 (T) - sms conversion that reminded me of being dazzled. christmas songs YEY!!!

more smiles to come :) hep hep hoo!

Wednesday, October 6, 2010

me, myself and i

i have been focusing on myself this past few weeks. earlier this year it was work work work. now i go to the gym more often. although still not as much as i want to. gusto ko 4-6 hrs a day, parang biggest loser level! haha! i'm serious. i also started cooking my own food -- for dinner, at least (thanks to one of my former officemates who inspired me to cook). my tiny refrigerator used to have water/soda and chips. now it has water, half a bag of chips, juice, the occasional soda, chicken, fish, veggies (o ha!), yogurt, cheese and 2 bottles of GPS (for emergency purposes only. ahahah!) still stuck on doing easy dishes though.

i've been cleaning the house and doing the laundry and rewarding myself by enjoying wwe (wooh orton! and omg john morrison! high flying moves plus newly seen submission holds? love. hahahaha!) and the biggest loser asia. (go nai! wooh!) 
* off topic: i loved wwe's video on its Make A Wish foundation. i wish all the wwe superstars would smile more often. it makes them more gwapo. hahah!

i also have been looking for and going to events/sales/bazaars/exhibits. my favorite venue so far is the megatrade hall, basically because i could just take a 10-15 minute walk and i'm home :) i don't necessarily have to buy anything. gusto ko lang maiba, hindi puro department store/boutiques ang nakikita ko.

unfortunately, i'll have to put in more effort to squeeze in this "trying to be healthy and happy" regimen for the coming weeks. yes, you guessed it -- starts with 'W" and rhymes with pork. this is it pancit! crunch time! so please Lord, give me the discipline and will power to keep this up. please please please. i NEED this po. because i feel that i am not good enough unless i do this. thank you po.

let's go sago!

PS. sana mag Christmas na! one HAPPY Christmas please! Amen!